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Should I get a credit card? How do you choose the best credit card? April 11, 2010

Posted by Banking in : Credit , 7comments

Acrow asked:


I just finished college, and work full time. I have a debit card, and building good credit from paying off loans. A lot of people have been telling me to get a credit card, but I wonder if it really is necessary. Please give me some good reasons to get a credit card other than building good credit. The only other advantage I know about is those point-system/rewards credit cards, that earn you miles or other things. And what is the best credit card to get for a first time credit card holder? The number of choices are a little overwhelming. How did you choose your first/main credit card?

Where should I go to get a new Credit Card? March 22, 2010

Posted by Banking in : Credit , 3comments
I have a chapter 7 about 5 years ago, good payment hitsory since then, recently bought a car, never been late on anything since the chapter 7, i have two credit cards now that are more than a year old each and have never been late, i’m a full time employee and a college student. I want to open one more C. caard account so I have a total of three, but don’t want to go to a “high risk” creditor; my two cards right now are with Capital One.

By: chessit_mwt

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