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How much will closing a credit card account affect my credit rating? March 23, 2010

Posted by Banking in : Personal Finance , 3comments
fdnl13 asked:


Despite a flawless payment history over the last 20 years, Citibank is raising my rate by 5%. I would easily give them the heave-ho, but I’ve heard that a long-standing credit card account has a positive effect on your credit rating. How big a hit would my credit rating take if I closed the Citibank account?

What credit card to get at 18 and not a college student? February 22, 2010

Posted by Banking in : Credit , 4comments

I always thought at 18 they love to give you credit cards, I’ve tried Capitol One, Chase, a QT credit card, and a Best Buy one. All deny due to no credit history. I obviously can’t get Credit history if they won’t let me have credit. I Work 2 jobs and just want to have one just in case and to actually build my credit. What’s going on and why do i keep getting denied?Submited by:Bryce

What is the difference between a FULL background check and a credit check? November 22, 2009

Posted by Banking in : Renting & Real Estate , 3comments
I am renting my home and need to screen a potential tenant. Shoudl I do a FULL background check or credit check? Is credit history included in a background check?

By: albalicious

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