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How can you get the credit cards to stop coming to your un employed better half? May 6, 2010

Posted by Banking in : Law & Ethics , 5comments

redeyefredeye asked:


She has went bankrupt twice and there is nothing i can do about it. The credit report is in both of our names because the state requires it. You cannot stop her from getting credit cards and ruining your credit unless you get a divorce. I dont have a credit card and on my credit report there are 16 credit cards with 4 in default? I am sick.

How many bank accounts and credit cards should I have? May 4, 2010

Posted by Banking in : Credit , 9comments
Pepper asked:


I am currently a college student with 2 checking accounts (Wamu- 3 years & BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all my credit card bills on time. As for loans, I do have about $10,000 of student loans in debt. I was wondering if it is okay for me to get another credit card. Also, many say that having a lot of credit cards are bad for you. What is the reccomendation of how many bank accounts and credit cards should I have so that my credits would not go down? Thanks in advance!

What would happen if changes in bank regulations expand the availability of credit cards? April 23, 2010

Posted by Banking in : Economics , 1 comment so far

Suppose that changes in bank regulations expand the availability of credit cards so that people need to hold less cash.

How does this event affect the demand for money?
If the Fed does not respond to this event, what will happen to the price level?
If the Fed wants to keep the price level stable, what should it do?Submited by:★♥♪♥♪♥☆ ★♥♪♥♪♥☆ ★♥♪♥♪♥☆

credit cards? April 20, 2010

Posted by Banking in : Other - Business & Finance , 8comments
I am planning on getting my first credit card this summer and was wondering on what is the best one to get and why? What should i look for in looking for one?

By: megan_trigg2000

About the Author:



How can I cancel credit cards I have without getting dinged on my FICO score? April 19, 2010

Posted by Banking in : Personal Finance , 5comments
I have several credit cards that have annual membership fees required. But I do not use them and have no plans on using them in the future. I’ve been told that if I cancel these cards that my credit scores will suffer because of the cancellations. Is there a way to cancel these cards without causing anymore danage to my credit scores?

By: Edward G

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Closing a credit card account that is inactive? How much will it affect my credit report? March 8, 2010

Posted by Banking in : Credit , 5comments

I’ve had this account for about two years, and I haven’t used it in a long time, and I’m thinking of closing it but I don’t know how it would affect my credit report. This is a secure credit card, with only a $300 limit. I have two other credit cards that I use a lot more often and I’ve been very responsible about paying bills on time.Submited by:jenahfah

What is the best credit card to apply for for the first time? March 8, 2010

Posted by Banking in : Credit , 6comments
flori0009 asked:


I have years of excellent on-time rental history, however I have no credit because I’ve never been in debt (always pay bills on time) go figure. I was wondering which credit cards I could apply for, for the first time. Wal-Mart Credit card rejected me because I have no credit, and I’m just looking for something small so I can put things on the card and pay them off quickly to establish some sort of credit. Any suggestions?

Is having a lot of credit cards, but only using them sparingly, bad for your credit? March 6, 2010

Posted by Banking in : Credit , 4comments

I’ve opened a few credit cards lately, but don’t plan on using them, only for emergencies. Will just having 4 or 5 credit cars available for my use somehow hurt my credit score, or credit in general for future loans I might want?Submited by:Doug G

How can I get my credit card company to report account information? February 24, 2010

Posted by Banking in : Credit , 4comments

I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this.

Thanks in advance.Submited by:awill110

What are the easiest credit cards to get for someone who just turned 18? February 22, 2010

Posted by Banking in : Credit , 6comments

I just turned 18 and I want to establish my credit. I already own a car so I don’t want to get an auto loan to start establishing it. I want to get a credit card with a low credit limit so I can start establishing it. Where are the easiest places to get credit cards?
My bank does not have credit cards. I also do not feel like changing banks because I have been with this one for 2 years.Submited by:Tricia0430
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