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How do you go about getting a bank loan? November 29, 2009

Posted by Banking in : Credit , 5comments

moxiegirl asked:


I’m 21 and have a fulltime job and a checking account, but no savings account. Do I just walk into the bank and say “I need a $4,000 loan?” Then, do they give it to you straight cash? (By the way, I need the money for a new car and/or a new apartment). I have good credit, too (based on my cell phone bill, gasoline bill, and credit card bill).

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