Klient Banku

Hello. I am attempting to buy a foreclosure in San Diego that is a single family residence with a total square footage of 528. I was told it is difficult for banks to finance anything under 600 square feet. The house is in good shape but its tiny. I need financing asap since the bank already accepted my offer. Thanks.Submited by:maganda

My sister became a bank teller at age 17. I am 16 (2 months short of 17) and was wondering if most common banks hire at 16, or is it just a waste of my time calling each bank? I don’t want to feel stupid if they say “Sorry hun you need to be older.” And I’m talking about branches such as PNC, COMMERCE, and VALLEY NATIONAL. So if anyone has some insight, let me know!

By: anything8357

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What exactly do banks look for in the financials of a company to sanction an overdraft loan without security / collateral?
Sundar, Thanks for your answer, but i would like to know how they decide on what amount to give?Submited by:SL K

Katie asked:


Where do banks get their money, like if their run out of money or how is the bank sure that their have enough money to lend to alot of people that are gonna start a business???

tarus09 asked:


With all the banks that are getting bought out I just want to get in one that is good is Bank of America a good one?

In terms of today’s economy and given all the programs to help people keep their homes, I heard from someone that some banks are just modifying loans with high interest rates, by lowering them to 4 or 5%. Is this true? Is there a program like this avaliable?
This is in the case that someone is near or in foreclosure because of some financial hardship.Submited by:Chad G

I have a bank account at the moment but the interest rate i’m currently on is 0.03% (which is crap) and i was wondering what type of account should i be looking to open and what banks are good to look at? The money will be in this account for at least the next year if not longer and i put through monthly lodgments varying in amounts so i don’t want anything with a fixed amount.

Any help anyone could provide would be much appreciated!

By: girl-in-love

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I just turned 18 and I want to establish my credit. I already own a car so I don’t want to get an auto loan to start establishing it. I want to get a credit card with a low credit limit so I can start establishing it. Where are the easiest places to get credit cards?
My bank does not have credit cards. I also do not feel like changing banks because I have been with this one for 2 years.Submited by:Tricia0430

I have two banks. In writing a check, I mistakenly grabbed the wrong check book and bounced a check (1st bad check in 14 years).

I immediately called the bank and spoke with a sales executive. He advised me to sign up for check protection so that this wouldn’t happen again. Nothing else was discussed, no papers signed, nothing sent to me in writing.

I thought this was a gratuity by the bank for being a loyal customer, so I said ok; I had no idea this was actually a line of credit with finance charges, interest, and my personal credit report accessed (which lowers your credit score).

I didn’t catch it on the first statement as I travel extensively, but I did catch it on the second statement. I called the bank. They refused to help me when I asked for a letter of deletion for the credit bureaus. I stated that there was no disclosure of any loan.

I took this up the chain of command. I feel that since there was no disclosure, this is illegal, and the bank refuses to help .

By: poppy

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