Is having a lot of credit cards, but only using them sparingly, bad for your credit? March 6, 2010
Posted by Banking in : Credit , 3comments
I’ve opened a few credit cards lately, but don’t plan on using them, only for emergencies. Will just having 4 or 5 credit cars available for my use somehow hurt my credit score, or credit in general for future loans I might want?Submited by:Doug G
Does getting car insurance quotes online affect your credit score? March 5, 2010
Posted by Banking in : Insurance & Registration , 3comments
Do they bring up your credit score when doing insurance quotes? Wouldn’t that lower credit score if they do do that?Submited by:hb
HOW can banks attract you? What would the perfect bank look like and do to get your attention? March 5, 2010
Posted by Banking in : Other - Business & Finance , 2commentsBanks.?s.to.the.world asked:
Of course the obvisious answer would be MONEY. Everyone would love to bank or open an account with a bank that gives free money. But lets put money aside for one second. What other ways can a bank get your attention and get you to be one of their customers? Lets start with products. Free checking, no atm fees, extended hours, better interest rates, no fees for overdraft or even give excellent customer service, etc… How can a bank better serve you? Now what about activities, giveaways, or promotions can a bank do to attract you? For example, kids events, charitity events, pens, sport bottles, food, vacation packages, gift certificates, etc… What kind of trinkets or goodies do you like to recieve from companies? So lets hear it people!! What will get your attention or attract you to start or change banks.
What credit cards allow you to add an Authorized User WITHOUT requiring their social security number? March 4, 2010
Posted by Banking in : Credit , 3comments
Both personal and small business credit cards would be helpful. Thanks!
I know through personal experience that American Express DOES require a SS# when adding additional cardholders (at least for personal cards), and that Advanta does NOT require a SS# when adding additional cardholders.
Personal experience with additional issuers would be helpful.
Please provide specific credit card issuers. Thanks!
How to write a letter to a bank to get the credit card? March 3, 2010
Posted by Banking in : Credit , 1 comment so far
I want to write a letter to a bank (as a manager) to issue the credit bank to my staff… HowSubmited by:Veeru D
Can banks adjust your interest rate on a home loan without actually going thru the whole refinance process? March 3, 2010
Posted by Banking in : Renting & Real Estate , 5comments
In terms of today’s economy and given all the programs to help people keep their homes, I heard from someone that some banks are just modifying loans with high interest rates, by lowering them to 4 or 5%. Is this true? Is there a program like this avaliable?
This is in the case that someone is near or in foreclosure because of some financial hardship.Submited by:Chad G
How do you get an offshore bank account? March 2, 2010
Posted by Banking in : Investing , 1 comment so far
<3 (: asked: Can anyone track you to an offshore bank account, how do you get one, and how old do you have to be? Are there any benefits, problems, advantages? Is it safe?
How to get your free credit check easily? March 2, 2010
Posted by Banking in : Houston , 2comments
By: enedina
About the Author:
Bank Credit? March 1, 2010
Posted by Banking in : Credit , 1 comment so far
When a person uses their debit card, it comes out of the bank right away. Say, for instance, you are overcharged and the clerk immediately does a credit, why does it take 2 or 3 days before the credit shows up in your bank account? Seems to me the credit hits the bank as fast as a debit.
Are there any loan programs for up-starts with a med.-high risk? February 27, 2010
Posted by Banking in : Credit , 4comments
I opened a Marketing & Consulting firm about 2 months ago & my current credit is no too good due to an auto accident I had a couple of years ago & my claim is still pending.Are there any programs that specialize in high risk loans for new companies?