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What are the best Banks for business relationships and future loans? May 1, 2010

Posted by Banking in : Small Business , add a comment
Do you know of any specific banks (especially in Texas) that are known for good relationships with small (and new)businesses. Some big banks force you to have a Very long relationship before giving you a large line of credit. I am trying to avoid these banks. Any ideas or names?? Thanks

By: Wonderer

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What is the easiest way to get a business bank account without an llc? March 25, 2010

Posted by Banking in : Small Business , 1 comment so far
I started a side business and just got my first client he is paying by check. The problem is the check is made out to the company and I don’t have a business bank account? What do I need to get a business bank account? What is the easiest way for me to deposit this check so I can finally afford to incorporate.

By: spschalc

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What business credit cards are not attached to my personal credit? March 12, 2010

Posted by Banking in : Small Business , 6comments

Hello, I am trying to find out how to build my business credit without being attached to my personal credit score. I would like to know if anybody has information regarding what credit cards are available to do this. I would love any free information or links to sites that can tell me how to build my business credit. Thanks!!Submited by:Erick R

New bank account for business, how to answer the question “How will you process your receivables?”? February 17, 2010

Posted by Banking in : Small Business , 1 comment so far

I am setting up a new bank account for my new business and the bank manager wants to know “how will you process your receivables?”.
How do I answer this question?Submited by:ccartertn2002

How can i sell something if i have no bank account/credit card? November 29, 2009

Posted by Banking in : Small Business , 1 comment so far
El Nene asked:


Well i dont have a bank account or nothing of that stuff, can i just buy a prepaid credit card and that will let me sell something on ebay?

Please help me out im NEW
But what do i put on ebay when it asks me for a credit card number?

What category does a credit card loan go to when the debit is for equipment for your business? November 23, 2009

Posted by Banking in : Small Business , 2comments
Will my credit card be under a cost of goods account, expense account, loan or what? The equipment had already been paid in full by the credit card, now we are paying the credit card off. Should I name the credit card as a vendor?

By: queen_kat779

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What kind of Credit Card processor should i use to accept credit cards at an arts and crafts fair? November 22, 2009

Posted by Banking in : Small Business , 3comments

I’m going to have a booth at an arts and crafts fair. I’m not sure how to accept credit cards. do i have to go with the manual cordless credit card machine or are there more options. thanks
How do i get the wireless equipment free?Submited by:Teartin

I have bad credit and need financing for my business to expand? Does anyone have any ideas on how to do this? October 29, 2009

Posted by Banking in : Small Business , 3comments
flavaa asked:


Hello,

I have a small residential and commercial cleaning business that I am looking to expand. I have been shopping around for financing through traditional lenders, but due to my 518 FICO score and millions of charge-offs, I can’t get fianancing. I have applied to a few non-profits in the state that I live in. I have also been pitching my case to some friends. I don’t have any family that can help. They all have bad credit and so do much of my friends. I really do not know anyone with cash on hand either. I have been looking into getting an angel investor or a venture capitalist, but I do not know if that’ll work. I’ve posted an ad on Prosper and I never get responses. Again, I think that this is due to my bad credit. I am seriously running out of ideas. I have 15 months invested in this and I do NOT want to give up. Does anyone have any suggestions or can anyone suggest a place that can help me? I know I need to fix my credit, but I need the money to do it. Please, please, help!

How do these banks compare in services and credit cards for a small business: Wachovia vs Bank of America? October 25, 2009

Posted by Banking in : Small Business , 2comments

Janie asked:


I am trying to choose between these two banks- unless there’s another credit card that would be better than what these banks offer…
Please give me the reasons for your suggestion- thanks!

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