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	<title>Klient Banku &#187; Personal Finance</title>
	<atom:link href="http://www.klientbanku.swinoujscie.pl/category/personal-finance/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.klientbanku.swinoujscie.pl</link>
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		<title>What are the steps of closing bank accounts?</title>
		<link>http://www.klientbanku.swinoujscie.pl/2010/05/what-are-the-steps-of-closing-bank-accounts/</link>
		<comments>http://www.klientbanku.swinoujscie.pl/2010/05/what-are-the-steps-of-closing-bank-accounts/#comments</comments>
		<pubDate>Fri, 07 May 2010 15:19:44 +0000</pubDate>
		<dc:creator>Banking</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Moving]]></category>
		<category><![CDATA[New House]]></category>

		<guid isPermaLink="false">http://www.klientbanku.swinoujscie.pl/2010/05/what-are-the-steps-of-closing-bank-accounts/</guid>
		<description><![CDATA[
I&#8217;m moving and need to put my money in a bank closer to my new house, what would be the steps to doing that?  Also, how would I treat CDs, because there is a penalty if I take the money out before 5 years.  Would it be different if I watned to close [...]]]></description>
			<content:encoded><![CDATA[<div style="float:right; padding: 12px"><a href="/wp-content/uploads/2009/12/bank19.jpg"><img src="/wp-content/uploads/2009/12/bank19.jpg" title='' alt='' /></a></div>
<div><br/>I&#8217;m moving and need to put my money in a bank closer to my new house, what would be the steps to doing that?  Also, how would I treat CDs, because there is a penalty if I take the money out before 5 years.  Would it be different if I watned to close teh account than if I just wanted to take the money out of the CD?<em>Submited by:<strong>chrisbottan</strong></em></div>
]]></content:encoded>
			<wfw:commentRss>http://www.klientbanku.swinoujscie.pl/2010/05/what-are-the-steps-of-closing-bank-accounts/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What banks in Virginia dont make you deposit money to open it?</title>
		<link>http://www.klientbanku.swinoujscie.pl/2010/05/what-banks-in-virginia-dont-make-you-deposit-money-to-open-it/</link>
		<comments>http://www.klientbanku.swinoujscie.pl/2010/05/what-banks-in-virginia-dont-make-you-deposit-money-to-open-it/#comments</comments>
		<pubDate>Tue, 04 May 2010 02:15:47 +0000</pubDate>
		<dc:creator>Banking</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Banks In Virginia]]></category>
		<category><![CDATA[Deposit Money]]></category>
		<category><![CDATA[Direct Deposit]]></category>

		<guid isPermaLink="false">http://www.klientbanku.swinoujscie.pl/2010/05/what-banks-in-virginia-dont-make-you-deposit-money-to-open-it/</guid>
		<description><![CDATA[
Im trying to open up and new bank account so half of my direct deposit can go in that and i can save. Anybody know what banks dont make u deposit any or not alot of money?Submited by:PrettyBoi
]]></description>
			<content:encoded><![CDATA[<div style="float:right; padding: 12px"><a href="/wp-content/uploads/2009/12/banks3.jpg"><img src="/wp-content/uploads/2009/12/banks3.jpg" title='' alt='' /></a></div>
<div><br/>Im trying to open up and new bank account so half of my direct deposit can go in that and i can save. Anybody know what banks dont make u deposit any or not alot of money?<em>Submited by:<strong>PrettyBoi</strong></em></div>
]]></content:encoded>
			<wfw:commentRss>http://www.klientbanku.swinoujscie.pl/2010/05/what-banks-in-virginia-dont-make-you-deposit-money-to-open-it/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>How do I add other accounts to my online bank of America?</title>
		<link>http://www.klientbanku.swinoujscie.pl/2010/05/how-do-i-add-other-accounts-to-my-online-bank-of-america/</link>
		<comments>http://www.klientbanku.swinoujscie.pl/2010/05/how-do-i-add-other-accounts-to-my-online-bank-of-america/#comments</comments>
		<pubDate>Mon, 03 May 2010 06:22:42 +0000</pubDate>
		<dc:creator>Banking</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Bank America]]></category>
		<category><![CDATA[Bank Of America]]></category>
		<category><![CDATA[Online Banking]]></category>

		<guid isPermaLink="false">http://www.klientbanku.swinoujscie.pl/2010/05/how-do-i-add-other-accounts-to-my-online-bank-of-america/</guid>
		<description><![CDATA[Mario_Bros asked: I&#8217;ve started using bank of america online but I opened up a new checking and a credit card. How do I add these accounts to my online banking? I&#8217;ve tried for weeks can anyone help?
]]></description>
			<content:encoded><![CDATA[<p>Mario_Bros asked: <br/><br/><br/>I&#8217;ve started using bank of america online but I opened up a new checking and a credit card. How do I add these accounts to my online banking? I&#8217;ve tried for weeks can anyone help?<br/><br/></p>
]]></content:encoded>
			<wfw:commentRss>http://www.klientbanku.swinoujscie.pl/2010/05/how-do-i-add-other-accounts-to-my-online-bank-of-america/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What UK bank has the best account type for someone under 18?</title>
		<link>http://www.klientbanku.swinoujscie.pl/2010/04/what-uk-bank-has-the-best-account-type-for-someone-under-18/</link>
		<comments>http://www.klientbanku.swinoujscie.pl/2010/04/what-uk-bank-has-the-best-account-type-for-someone-under-18/#comments</comments>
		<pubDate>Fri, 30 Apr 2010 04:53:34 +0000</pubDate>
		<dc:creator>Banking</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Abbey]]></category>
		<category><![CDATA[Account Type]]></category>
		<category><![CDATA[First Job]]></category>

		<guid isPermaLink="false">http://www.klientbanku.swinoujscie.pl/2010/04/what-uk-bank-has-the-best-account-type-for-someone-under-18/</guid>
		<description><![CDATA[
Sam asked: I got my first job a few months ago and needed to get a bank account sorted. I am currently with Abbey and have an under 18&#8217;s current account. 
What bank offers the best account type for someone like me, someone under 18 or isn&#8217;t there a big difference between them?
Thanks.
]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/12/bank_account17.jpg"><img src="/wp-content/uploads/2009/12/bank_account17.jpg" title='' alt='' /></a></div>
<div><em><strong>Sam</strong> asked: </em><br/><br/><br/>I got my first job a few months ago and needed to get a bank account sorted. I am currently with Abbey and have an under 18&#8217;s current account. </p>
<p>What bank offers the best account type for someone like me, someone under 18 or isn&#8217;t there a big difference between them?</p>
<p>Thanks.<br/><br/></div>
]]></content:encoded>
			<wfw:commentRss>http://www.klientbanku.swinoujscie.pl/2010/04/what-uk-bank-has-the-best-account-type-for-someone-under-18/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How to get back my share of joint bank account balance when my partner has vanished?</title>
		<link>http://www.klientbanku.swinoujscie.pl/2010/04/how-to-get-back-my-share-of-joint-bank-account-balance-when-my-partner-has-vanished/</link>
		<comments>http://www.klientbanku.swinoujscie.pl/2010/04/how-to-get-back-my-share-of-joint-bank-account-balance-when-my-partner-has-vanished/#comments</comments>
		<pubDate>Tue, 27 Apr 2010 09:53:19 +0000</pubDate>
		<dc:creator>Banking</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Hong Kong Bank]]></category>
		<category><![CDATA[Long Time]]></category>
		<category><![CDATA[Withdrawals]]></category>

		<guid isPermaLink="false">http://www.klientbanku.swinoujscie.pl/2010/04/how-to-get-back-my-share-of-joint-bank-account-balance-when-my-partner-has-vanished/</guid>
		<description><![CDATA[
The joint bank account is with a Hong Kong bank and two signatures are required for withdrawals. Since my joint account partner has vanished for a long time, the funds have been frozen for years now.  Anyone please advise of any procedure Hong Kong banks would allow the locatable account holder to access his/her [...]]]></description>
			<content:encoded><![CDATA[<div style="float:right; padding: 12px"><a href="/wp-content/uploads/2009/12/bank_account18.jpg"><img src="/wp-content/uploads/2009/12/bank_account18.jpg" title='' alt='' /></a></div>
<div><br/>The joint bank account is with a Hong Kong bank and two signatures are required for withdrawals. Since my joint account partner has vanished for a long time, the funds have been frozen for years now.  Anyone please advise of any procedure Hong Kong banks would allow the locatable account holder to access his/her share of the funds.<em>Submited by:<strong>airmkt</strong></em></div>
]]></content:encoded>
			<wfw:commentRss>http://www.klientbanku.swinoujscie.pl/2010/04/how-to-get-back-my-share-of-joint-bank-account-balance-when-my-partner-has-vanished/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Looking for a bank that will do unsecured personal loans in Florida?</title>
		<link>http://www.klientbanku.swinoujscie.pl/2010/04/looking-for-a-bank-that-will-do-unsecured-personal-loans-in-florida/</link>
		<comments>http://www.klientbanku.swinoujscie.pl/2010/04/looking-for-a-bank-that-will-do-unsecured-personal-loans-in-florida/#comments</comments>
		<pubDate>Mon, 26 Apr 2010 22:12:25 +0000</pubDate>
		<dc:creator>Banking</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Bank Loans]]></category>
		<category><![CDATA[Collateral]]></category>
		<category><![CDATA[Unsecured Personal Loans]]></category>

		<guid isPermaLink="false">http://www.klientbanku.swinoujscie.pl/2010/04/looking-for-a-bank-that-will-do-unsecured-personal-loans-in-florida/</guid>
		<description><![CDATA[
We do not want to put up collateral and are needing to borrow $5000 to pay off a credit card with a high interest rate.  We&#8217;ve had no luck with Regions and First National Bank&#038;Trust. We can&#8217;t use Eglin Federal Credit Union, Bank of America, or Wells Fargo for various different reasons.Submited by:Beth
]]></description>
			<content:encoded><![CDATA[<div style="float:right; padding: 12px"><a href="/wp-content/uploads/2009/12/bank26.jpg"><img src="/wp-content/uploads/2009/12/bank26.jpg" title='' alt='' /></a></div>
<div><br/>We do not want to put up collateral and are needing to borrow $5000 to pay off a credit card with a high interest rate.  We&#8217;ve had no luck with Regions and First National Bank&#038;Trust. We can&#8217;t use Eglin Federal Credit Union, Bank of America, or Wells Fargo for various different reasons.<em>Submited by:<strong>Beth</strong></em></div>
]]></content:encoded>
			<wfw:commentRss>http://www.klientbanku.swinoujscie.pl/2010/04/looking-for-a-bank-that-will-do-unsecured-personal-loans-in-florida/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Does getting quotes from car insurance companies lower your credit score?</title>
		<link>http://www.klientbanku.swinoujscie.pl/2010/04/does-getting-quotes-from-car-insurance-companies-lower-your-credit-score/</link>
		<comments>http://www.klientbanku.swinoujscie.pl/2010/04/does-getting-quotes-from-car-insurance-companies-lower-your-credit-score/#comments</comments>
		<pubDate>Mon, 26 Apr 2010 15:26:15 +0000</pubDate>
		<dc:creator>Banking</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Insurance]]></category>
		<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.klientbanku.swinoujscie.pl/2010/04/does-getting-quotes-from-car-insurance-companies-lower-your-credit-score/</guid>
		<description><![CDATA[
I&#8217;ve heard that everytime you apply for a credit card, get insurance quotes, etc. your credit score gets lowered.Submited by:PUB H
]]></description>
			<content:encoded><![CDATA[<div style="float:right; padding: 12px"><a href="/wp-content/uploads/2009/12/credit_insurance18.jpg"><img src="/wp-content/uploads/2009/12/credit_insurance18.jpg" title='' alt='' /></a></div>
<div><br/>I&#8217;ve heard that everytime you apply for a credit card, get insurance quotes, etc. your credit score gets lowered.<em>Submited by:<strong>PUB H</strong></em></div>
]]></content:encoded>
			<wfw:commentRss>http://www.klientbanku.swinoujscie.pl/2010/04/does-getting-quotes-from-car-insurance-companies-lower-your-credit-score/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
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		<item>
		<title>What happens if a bank account is garnished for an amount more than the available balance?</title>
		<link>http://www.klientbanku.swinoujscie.pl/2010/04/what-happens-if-a-bank-account-is-garnished-for-an-amount-more-than-the-available-balance/</link>
		<comments>http://www.klientbanku.swinoujscie.pl/2010/04/what-happens-if-a-bank-account-is-garnished-for-an-amount-more-than-the-available-balance/#comments</comments>
		<pubDate>Thu, 22 Apr 2010 08:23:16 +0000</pubDate>
		<dc:creator>Banking</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Bank Account Balance]]></category>
		<category><![CDATA[Hsbc Bank]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.klientbanku.swinoujscie.pl/2010/04/what-happens-if-a-bank-account-is-garnished-for-an-amount-more-than-the-available-balance/</guid>
		<description><![CDATA[
My friend just got his account garnished today by american express for $19,800. He only had $400 in the account. Now is HSBC bank account balance is (NEGATIVE) $19,400. Does that mean American Express got there money and he owes HSBC? Bank?By: tkessandohAbout the Author:


]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/12/bank_account30.jpg"><img src="/wp-content/uploads/2009/12/bank_account30.jpg" title='' alt='' /></a></div>
<div>My friend just got his account garnished today by american express for $19,800. He only had $400 in the account. Now is HSBC bank account balance is (NEGATIVE) $19,400. Does that mean American Express got there money and he owes HSBC? Bank?<br/><br/><em>By: <strong>tkessandoh</strong></em><br/><br/><strong>About the Author:</strong>
<div style="border: thin solid gray; background-color: #E2E089; padding:1em;"></div>
<p><br/><br/></div>
]]></content:encoded>
			<wfw:commentRss>http://www.klientbanku.swinoujscie.pl/2010/04/what-happens-if-a-bank-account-is-garnished-for-an-amount-more-than-the-available-balance/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Can you apply and get a bank loan even if your recieving cash aid?</title>
		<link>http://www.klientbanku.swinoujscie.pl/2010/04/can-you-apply-and-get-a-bank-loan-even-if-your-recieving-cash-aid/</link>
		<comments>http://www.klientbanku.swinoujscie.pl/2010/04/can-you-apply-and-get-a-bank-loan-even-if-your-recieving-cash-aid/#comments</comments>
		<pubDate>Wed, 21 Apr 2010 14:25:34 +0000</pubDate>
		<dc:creator>Banking</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Bank Loan]]></category>
		<category><![CDATA[Job]]></category>
		<category><![CDATA[Welfare]]></category>

		<guid isPermaLink="false">http://www.klientbanku.swinoujscie.pl/2010/04/can-you-apply-and-get-a-bank-loan-even-if-your-recieving-cash-aid/</guid>
		<description><![CDATA[
badmamajama asked: I want to take a 5,000 &#8211; 6,000 dollar loan out from a bank but i dont have a job just recieving cash aid (welfare) could i still get one though?
]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/12/bank_loan20.jpg"><img src="/wp-content/uploads/2009/12/bank_loan20.jpg" title='' alt='' /></a></div>
<div><em><strong>badmamajama</strong> asked: </em><br/><br/><br/>I want to take a 5,000 &#8211; 6,000 dollar loan out from a bank but i dont have a job just recieving cash aid (welfare) could i still get one though?<br/><br/></div>
]]></content:encoded>
			<wfw:commentRss>http://www.klientbanku.swinoujscie.pl/2010/04/can-you-apply-and-get-a-bank-loan-even-if-your-recieving-cash-aid/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
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		<item>
		<title>How can I cancel credit cards I have without getting dinged on my FICO score?</title>
		<link>http://www.klientbanku.swinoujscie.pl/2010/04/how-can-i-cancel-credit-cards-i-have-without-getting-dinged-on-my-fico-score/</link>
		<comments>http://www.klientbanku.swinoujscie.pl/2010/04/how-can-i-cancel-credit-cards-i-have-without-getting-dinged-on-my-fico-score/#comments</comments>
		<pubDate>Mon, 19 Apr 2010 01:30:30 +0000</pubDate>
		<dc:creator>Banking</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Cancellations]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Fico Score]]></category>

		<guid isPermaLink="false">http://www.klientbanku.swinoujscie.pl/2010/04/how-can-i-cancel-credit-cards-i-have-without-getting-dinged-on-my-fico-score/</guid>
		<description><![CDATA[
I have several credit cards that have annual membership fees required. But I do not use them and have no plans on using them in the future. I&#8217;ve been told that if I cancel these cards that my credit scores will suffer because of the cancellations. Is there a way to cancel these cards without [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/12/credit_cards18.jpg"><img src="/wp-content/uploads/2009/12/credit_cards18.jpg" title='' alt='' /></a></div>
<div>I have several credit cards that have annual membership fees required. But I do not use them and have no plans on using them in the future. I&#8217;ve been told that if I cancel these cards that my credit scores will suffer because of the cancellations. Is there a way to cancel these cards without causing anymore danage to my credit scores?<br/><br/><em>By: <strong>Edward G</strong></em><br/><br/><strong>About the Author:</strong>
<div style="border: thin solid gray; background-color: #E2E089; padding:1em;"></div>
<p><br/><br/></div>
]]></content:encoded>
			<wfw:commentRss>http://www.klientbanku.swinoujscie.pl/2010/04/how-can-i-cancel-credit-cards-i-have-without-getting-dinged-on-my-fico-score/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
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