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What are the steps of closing bank accounts? May 7, 2010

Posted by Banking in : Personal Finance , 2comments

I’m moving and need to put my money in a bank closer to my new house, what would be the steps to doing that? Also, how would I treat CDs, because there is a penalty if I take the money out before 5 years. Would it be different if I watned to close teh account than if I just wanted to take the money out of the CD?Submited by:chrisbottan

What banks in Virginia dont make you deposit money to open it? May 4, 2010

Posted by Banking in : Personal Finance , 3comments

Im trying to open up and new bank account so half of my direct deposit can go in that and i can save. Anybody know what banks dont make u deposit any or not alot of money?Submited by:PrettyBoi

How do I add other accounts to my online bank of America? May 3, 2010

Posted by Banking in : Personal Finance , 2comments

Mario_Bros asked:


I’ve started using bank of america online but I opened up a new checking and a credit card. How do I add these accounts to my online banking? I’ve tried for weeks can anyone help?

What UK bank has the best account type for someone under 18? April 30, 2010

Posted by Banking in : Personal Finance , 1 comment so far
Sam asked:


I got my first job a few months ago and needed to get a bank account sorted. I am currently with Abbey and have an under 18’s current account.

What bank offers the best account type for someone like me, someone under 18 or isn’t there a big difference between them?

Thanks.

How to get back my share of joint bank account balance when my partner has vanished? April 27, 2010

Posted by Banking in : Personal Finance , 1 comment so far

The joint bank account is with a Hong Kong bank and two signatures are required for withdrawals. Since my joint account partner has vanished for a long time, the funds have been frozen for years now. Anyone please advise of any procedure Hong Kong banks would allow the locatable account holder to access his/her share of the funds.Submited by:airmkt

Looking for a bank that will do unsecured personal loans in Florida? April 26, 2010

Posted by Banking in : Personal Finance , add a comment

We do not want to put up collateral and are needing to borrow $5000 to pay off a credit card with a high interest rate. We’ve had no luck with Regions and First National Bank&Trust. We can’t use Eglin Federal Credit Union, Bank of America, or Wells Fargo for various different reasons.Submited by:Beth

Does getting quotes from car insurance companies lower your credit score? April 26, 2010

Posted by Banking in : Personal Finance , 4comments

I’ve heard that everytime you apply for a credit card, get insurance quotes, etc. your credit score gets lowered.Submited by:PUB H

What happens if a bank account is garnished for an amount more than the available balance? April 22, 2010

Posted by Banking in : Personal Finance , 5comments
My friend just got his account garnished today by american express for $19,800. He only had $400 in the account. Now is HSBC bank account balance is (NEGATIVE) $19,400. Does that mean American Express got there money and he owes HSBC? Bank?

By: tkessandoh

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Can you apply and get a bank loan even if your recieving cash aid? April 21, 2010

Posted by Banking in : Personal Finance , 4comments
badmamajama asked:


I want to take a 5,000 – 6,000 dollar loan out from a bank but i dont have a job just recieving cash aid (welfare) could i still get one though?

How can I cancel credit cards I have without getting dinged on my FICO score? April 19, 2010

Posted by Banking in : Personal Finance , 5comments
I have several credit cards that have annual membership fees required. But I do not use them and have no plans on using them in the future. I’ve been told that if I cancel these cards that my credit scores will suffer because of the cancellations. Is there a way to cancel these cards without causing anymore danage to my credit scores?

By: Edward G

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