Klient Banku » Credit

What is a good credit card to apply for if you have bad credit?

Banking — Fri, 07 May 2010 14:54:25 +0000

Diane L asked:

I am paying off bills and I closed all of my card accounts. What is a good, easy and cheap card to reopen my credit with? My credit is not good.

How long should I wait to get a credit check for a mortgage after I just refinanced my vehicle?

Banking — Fri, 07 May 2010 00:36:07 +0000

I’m a first time home buyer who is beginning to shop around for a mortgage. I have a very good credit score (780), but just had my credit checked last week for a vehicle refinance. How long should I wait before I approach a lender, who will run another credit check on me?Submited by:christina s

How many bank accounts and credit cards should I have?

Banking — Tue, 04 May 2010 18:03:41 +0000

Pepper asked:

I am currently a college student with 2 checking accounts (Wamu- 3 years & BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all my credit card bills on time. As for loans, I do have about $10,000 of student loans in debt. I was wondering if it is okay for me to get another credit card. Also, many say that having a lot of credit cards are bad for you. What is the reccomendation of how many bank accounts and credit cards should I have so that my credits would not go down? Thanks in advance!

What happens to my loan if my bank goes under?

Banking — Sun, 02 May 2010 09:44:41 +0000

Brad asked:

I’ve got 3 car loans and 1 home loan. I don’t really need the car loans, but I have 0-3% APR and considering time value of money, is financially worthwhile over buying outright. Anyway, all together they are with 4 different banks/loan providers, and there is a good chance one or two of those will go under.

I’m guessing whoever buys the assets of the bank/loan company then get my future payments. Is this correct? Can the terms of my loan be changed? Can the loan be called? can anything change?

How many credit cards should you have to rebuild credit?

Banking — Fri, 30 Apr 2010 10:54:34 +0000

I am trying to rebuild my credit after ID theft, a couple of problems that were mine and years of basically not having any credit reported. (I primarily use my debit card and pay cash for everything). I make good money now and am trying to rebuild in order to purchase a condo in the next couple of years. My good accounts (rental, club, cable, cell, etc.) have not reported my good credit. So how many cards should I take out that will help boost my credit score but not hinder my credit. Thank you!Submited by:Nikita

How do prepaid credit cards work to shop online?

Banking — Tue, 27 Apr 2010 17:19:53 +0000

Player asked:

I’m 14 and I’m wondering how prepaid cards work? Can I just go to CVS buy a $10 card with cash and then use it online or will they send me some additional bill. Do I have to activate the card myself or is it automatically activated when I buy it? I don’t know much about credit cards.
Is it like a Gift Card but you can use this card in any store compared to a gift card?

What is a good credit card to start out with if you want to build your credit?

Banking — Sun, 25 Apr 2010 19:30:12 +0000

I have no credit and I am having a hard time getting approved becuase of it. Just wondering what kind of credit card I could get approved for that isnt ripping me off with fees.Submited by:Christy K

Is there a credit score reporting agency that can give me my credit score?

Banking — Sun, 25 Apr 2010 04:30:10 +0000

videogamer1979 asked:

I really need a company that will tell me how to improve my credit score on MY specific credit report, not general tips.

Is there a credit company or bank that works with people with bad credit?

Banking — Tue, 20 Apr 2010 18:00:33 +0000

I know the economy isnt getting any better even though people still believe in Obama. But does anyone know any bank or credit company that can help a person get a loan still at least $13,000 loan? I dont want any scams either just straight answers. Thanks

By: Rambo832

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What is the best credit card for an 18 trying to build credit?

Banking — Tue, 20 Apr 2010 14:41:47 +0000

illusional_reveur asked:

I’m soon to be 18 and am looking to get a credit card to help build credit. My dad said the best thing to do is to just use it to buy gas, but I’m not really all that up to date on how credit cards work and which ones are the best. Does anyone have any wise credit card wisdom to pass on to me?