Comments on: Homeowner insurance companies that will insure people with bad credit?

By: Dick

Dick — Sun, 28 Mar 2010 21:38:19 +0000

homeinsurance.awardspace.us – try this one. Got my home insurance from them. As I know they provide such a service.

By: KATHLEEN M

KATHLEEN M — Fri, 26 Mar 2010 01:16:34 +0000

based upon your situation,I think you should find something useful here

By: mbrcatz

mbrcatz — Tue, 23 Mar 2010 08:29:23 +0000

I think Foremost Insurance will write homeowners for people with bad credit.

No one has actually done a study, to the best of my knowledge, that has discovered WHY people with lower credit scores have higher claims and more frequent claims – so that answer is unknown. HOWEVER, the raw data does show that there is a direct corrolation between low credit score, and claims filed and paid out.

So just like there’s no defined reason WHY a 16 year old boy has more car accidents than a 35 year old man, we don’t know WHY people with lower credit scores have more claims. But the corrolation is real, and is there.

You can find a Foremost agent near you at on the agent locator tab.

By: taximomuv3

taximomuv3 — Sun, 21 Mar 2010 09:18:06 +0000

Well that sucks. Unfortunately, in this economy no one is willing to take a chance on people if it means they might be on the losing end. Contact the NY department of insurance – if homeowner’s insurance is a requirement in your state, then you HAVE to be able to obtain insurance, and the state probably has either their own insurance or a list of insurers you can contact. Your rates will probably be higher than most because of your credit, but you can’t really blame them with all of the people just walking away from their homes now.

By: ♥FreeThinker♥

♥FreeThinker♥ — Fri, 19 Mar 2010 01:45:48 +0000

I think Because you do not pay your bills ie: bad credit…. You are a risk to them.

Ask about paying for it up front in a one payment a year deal.