Can banks adjust your interest rate on a home loan without actually going thru the whole refinance process? March 3, 2010
Posted by Banking in : Renting & Real Estate , trackback
In terms of today’s economy and given all the programs to help people keep their homes, I heard from someone that some banks are just modifying loans with high interest rates, by lowering them to 4 or 5%. Is this true? Is there a program like this avaliable?
This is in the case that someone is near or in foreclosure because of some financial hardship.Submited by:Chad G
Comments»
I don’t think so
In some narrow circumstances, yes – under loan modification programs. But they are not likely to unless you meet the criteria for those programs. Just wanting a lower rate is not enough.
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I think I think they modify it if you call them temporarily though but no they won’t just modify it to help you benefit from the lower rates.
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