How long does a closed bank account take to report to ChexSystems? March 9, 2010
Posted by Banking in : Credit , 3comments
kab1234 asked:
Due to a job loss I got in a desperate situation and took advantage of my bank’s courtesy overdraft protection..it overdrew the account big-time and I was not able to pay all of it back in time. The bank closed and charged off my account. This bank uses ChexSystems, so how long does it take the bank to report the account?
Due to a job loss I got in a desperate situation and took advantage of my bank’s courtesy overdraft protection..it overdrew the account big-time and I was not able to pay all of it back in time. The bank closed and charged off my account. This bank uses ChexSystems, so how long does it take the bank to report the account?
What is a good credit score and how to improve it? March 9, 2010
Posted by Banking in : Credit , 6commentscornerblitz13 asked:
Sorry, multiple part question: What is the highest credit score possible and what is the lowest possible? What can you do to improve it? And the myth that using your ATM Debit card as credit can actually improve your credit score, is it true?
What banks will let you use a credit card for the opening deposit when you open a savings account? March 9, 2010
Posted by Banking in : Personal Finance , 6comments
I want to open a savings account for about $700 and charge the opening deposit to a credit card. The credit card gets points, which would be good for a gift card if I had about 700 more. I want to close the credit card account, but only after I get enough points, to not waste the points I already have. I’m going to open a savings account anyway, so I figure I might as well get those 700 points from it. In any case, the savings account should pay high interest and should allow transactions between banks online.
For example, Bank of America will let you open a checking account online, and use a credit card to fund it. The credit card transaction will be a purchase, not a cash advance. But I want to know what other banks will do that, and which of them will do it for savings accounts.Submited by:Dilbert
Is there a bank out there for people who dont have a a perfect banking history? March 9, 2010
Posted by Banking in : Other - Business & Finance , 4comments
I have lest then perect banking history but I am looking for a bank that can help me restore my banking history to godd standing, Please help me?Submited by:rgibson15206