What credit card company processes transactions quickly into the system? March 31, 2010
Posted by Banking in : Credit , 3commentsRAV94 asked:
When I make a purchase with my debit card and go home to check my bank account , the purchase is already in the system. But when I use my credit card it takes at least a couple days. If there are any credit card companies that process as fast as using a debit card, please let me know, Thanks
Can my bank account be garnished if it is a joint account with my fiance? March 31, 2010
Posted by Banking in : Credit , 6comments
I recently had a judgement from an old credit card bill, and I just heard of garnishing a bank account, so I was wondering since it is a joint account can they garnish it?
By: legolas32xx
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By: legolas32xx
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How do you feel about insurance companies pulling your credit report? March 30, 2010
Posted by Banking in : Insurance , 13comments
I live in Michigan a state where it is law to have insurance. I have also been denied insurance by a certain large insurance company based on my credit score. I just don’t think they should be able to pull your credit report if your required by state law to carry it. Hey if i don’t pay it cancel me.
Agreed your driving record should be all they need. I have been driving now for 13 years never been in a accident but been though a divorce which messed up my credit.
wooooowhooo….. the reason the guy with the 700 + credit score is likely to have a better track record with the insurance company is because he doesnt report it he pays for damages from his little plastic insurance policy called AMEX…. again never been in a accident got one ticket 7 years ago been though a divorce….. why do I get denied when I’m a proven good driver all because some one else isn’t. shouldnt they pay more and i get charged the same as the guy next door with the same driving record and a better credit score!
besides I would love to see where these so called statistics are coming from I think its all crap!
By: reflect47
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Agreed your driving record should be all they need. I have been driving now for 13 years never been in a accident but been though a divorce which messed up my credit.
wooooowhooo….. the reason the guy with the 700 + credit score is likely to have a better track record with the insurance company is because he doesnt report it he pays for damages from his little plastic insurance policy called AMEX…. again never been in a accident got one ticket 7 years ago been though a divorce….. why do I get denied when I’m a proven good driver all because some one else isn’t. shouldnt they pay more and i get charged the same as the guy next door with the same driving record and a better credit score!
besides I would love to see where these so called statistics are coming from I think its all crap!
By: reflect47
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can i pay for the car insurance with credit card? March 29, 2010
Posted by Banking in : Insurance & Registration , 5comments
justina l asked:
i live in ny and i want to but a car. can i pay for the insurance with credit card?
i live in ny and i want to but a car. can i pay for the insurance with credit card?
What credit card is best for a first credit card, and you have limited history? March 27, 2010
Posted by Banking in : Credit , 1 comment so farTay asked:
I just turned eighteen at the end of February, so I have limited credit history.
I was wondering what credit card is used for building credit, and would be the best choice for a person getting they’re first credit card.
How do you buy stock and shares? Do they do a credit check? March 26, 2010
Posted by Banking in : Other - Business & Finance , 1 comment so far
Racist against racists! asked:
I want to invest in some stocks, but I am afraid that they might do a credit check..are there any stockes that don’t require a credit check?
I want to invest in some stocks, but I am afraid that they might do a credit check..are there any stockes that don’t require a credit check?
What is the best bank or credit union in the Seattle Area? March 26, 2010
Posted by Banking in : Credit , 1 comment so far
I am currently with Chase (who says that the banking industry standard is to put a 2 – 5 business day hold on deposits) Even when the balance in the account is greater than the deposit amount! I am looking for a bank or credit union who actually wants my business
By: simpsjd
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By: simpsjd
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What is the purpose of student credit cards? March 26, 2010
Posted by Banking in : Credit , 6comments
starfishblues asked:
I mean, I understand the concept of building credit and everything, but what is the point of student credit cards? What is the purpose? I’m sorry if this is a silly question, but I don’t really get it.
I mean, I understand the concept of building credit and everything, but what is the point of student credit cards? What is the purpose? I’m sorry if this is a silly question, but I don’t really get it.
And can you trade them in after you’re no longer a student for a “real” credit card? Do people just keep them forever? I always thought closing accounts lowered your credit score?
How do you tie your bank account to your paypal account? March 26, 2010
Posted by Banking in : Personal Finance , 1 comment so far
I live in Canada and I would like to know how to tie your bank account to your paypal account. Please and thanks.Submited by:chris2stupid2001
Banks? March 25, 2010
Posted by Banking in : Corporations , 2comments
Katie asked:
Where do banks get their money, like if their run out of money or how is the bank sure that their have enough money to lend to alot of people that are gonna start a business???
Where do banks get their money, like if their run out of money or how is the bank sure that their have enough money to lend to alot of people that are gonna start a business???