Which is more risky? Accepting Pay Pal, credit card payments or money orders? February 23, 2010
Posted by Banking in : Credit , 4comments
There is the risk of malware and spyware for credit card use online and unfortunately phony money order scams.
So people which do you think is more risky?
Aren’t you suppose to verify if the money order is authentic before cashing it?
Isn’t there a way it can be determined if it’s fake or real.
Money orders from banks and post offices are real. Just look at the water signs.
By: Golden Saffron Aqua Mornings
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How will I know if whether I passed my credit check after taking out a mobile phone contract online? February 23, 2010
Posted by Banking in : Credit , add a comment
I have applied for a moblie phone contract yesterday with T Mobile over the internet and expect to be recieving the SIM over the next few days. However I am only just 18 years old and do not have a credit history, so am not entirely sure if I will pass the credit check or not. Will the company notify me if they are not going to be sending th SIM out?Submited by:Naomi
What are the easiest credit cards to get for someone who just turned 18? February 22, 2010
Posted by Banking in : Credit , 6comments
I just turned 18 and I want to establish my credit. I already own a car so I don’t want to get an auto loan to start establishing it. I want to get a credit card with a low credit limit so I can start establishing it. Where are the easiest places to get credit cards?
My bank does not have credit cards. I also do not feel like changing banks because I have been with this one for 2 years.Submited by:Tricia0430
What credit card to get at 18 and not a college student? February 22, 2010
Posted by Banking in : Credit , 4comments
I always thought at 18 they love to give you credit cards, I’ve tried Capitol One, Chase, a QT credit card, and a Best Buy one. All deny due to no credit history. I obviously can’t get Credit history if they won’t let me have credit. I Work 2 jobs and just want to have one just in case and to actually build my credit. What’s going on and why do i keep getting denied?Submited by:Bryce
Should unvested stock as well as stock options be taken into account when evaluating the net worth? February 21, 2010
Posted by Banking in : Personal Finance , 3commentspascal_vanderstraeten asked:
Or, in other words, what value should be given from a credit risk to a net worth of a borrower that consists of unvested stocks and stock options related to the company he’s working for? Should that value be brought back to zero because if for instance the borrower would leave his company, those unvested stock and stock options would remain ownership ofthe company?
How to open a bank account for someone to pay for major expenses due to illness? February 19, 2010
Posted by Banking in : Personal Finance , 3comments
I have a nieghbor who has been diagnosed with a brian tumor. She is the mother of two young children. Her husband is employed, but at her side since she slipped into a coma a little over a week ago. They need help and I wanted to open, with her husband’s agreement, a bank account and start to conduct benefits. What are the rules/protocols for setting up such an account?Submited by:tames5143
New bank account for business, how to answer the question “How will you process your receivables?”? February 17, 2010
Posted by Banking in : Small Business , 1 comment so far
I am setting up a new bank account for my new business and the bank manager wants to know “how will you process your receivables?”.
How do I answer this question?Submited by:ccartertn2002
What banks have money and are lending for home loans right now? February 17, 2010
Posted by Banking in : Credit , 2commentsMechanicboy asked:
I have a FICO score of 725 so I’m thinking if I find the right bank I could still get a home loan even in this economy, but which banks should I apply at first? I live in Northern California and want a fixed rate loan.
Is it normal for a dentist to keep a credit from an insurance reimbursement? February 16, 2010
Posted by Banking in : Dental , 2comments
If you had a dental procedure and your insurance covered it, but the dentist still made you pay out of pocket, shouldn’t the dentist inform the patient immediatley once the insurance company reimburses them? Shouldn’t the patient know that he/she has a credit? Is it normal for them to not tell you and just apply it to your next appointment without your knowledge?
By: kosm
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By: kosm
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What bank is good for opening a bank account when you are 17 years old? February 15, 2010
Posted by Banking in : Personal Finance , 1 comment so far
I need to know which bank in Southern California is a good bank for opening a bank account as a 17 year old. I need to be able to open the account by myself and withdraw/deposit by myself, possibly have checking and/or ATM services.
Thank you in advance!Submited by:X X