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Are there any loan programs for up-starts with a med.-high risk? February 27, 2010

Posted by Banking in : Credit , 4comments
SYNERGYED asked:


I opened a Marketing & Consulting firm about 2 months ago & my current credit is no too good due to an auto accident I had a couple of years ago & my claim is still pending.Are there any programs that specialize in high risk loans for new companies?

What is the best place to get the free credit check? February 27, 2010

Posted by Banking in : Sociology , 1 comment so far
hildegard asked:


What is the best place to get the free credit check?

What’s the difference between banking with a regular bank and credit union? February 26, 2010

Posted by Banking in : Personal Finance , 5comments
lotuswarrior asked:


I was suggested to get a saving and checking account at a credit union and there is one in my city called american’s first credit union,my question is what is the difference between banking at a regular bank and a credit union?

What is the best site free credit check to go with online and get instant results? February 26, 2010

Posted by Banking in : Other - Electronics , 2comments

I need to buy an at&t phone and I will need to know my credit report check .so, I will know what I may be paying for a deposit? please. This is important.Submited by:michaela

Investment banking out of University of California Santa Barbara? February 26, 2010

Posted by Banking in : Higher Education (University +) , 3comments
SupraTTHeaven asked:


I am planning on going to UCSB this fall and I was admitted with a Pre-Economics/Mathematics major. I want to end up working as an investment banker. Is it likely that a student from UCSB can land an investment banking job after college? Is it bad to go to UCSB if I want to do investment banking?

My credit card balance is over 50%. How long will it take my credit score to go back up? February 26, 2010

Posted by Banking in : Credit , 3comments
Casey asked:


Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the next two or three months. Will my credit score go back up immediately after I get the balance on my card down, or will it take a while? Thanks.

What happened to the savings of people in the 100 banks which have failed? February 25, 2010

Posted by Banking in : Other - Business & Finance , 2comments

Kevin asked:


Yesterday in the news it was announced that the 100th bank failed since the beginning of the year. My question is: Did the bank customers in those banks lose their savings? Were their accounts locked, or were those banks bought by larger banks? Did people lose their money or not?

Please no guesses or opinion. If you know the answer that it what I am asking for.

How can I get my credit card company to report account information? February 24, 2010

Posted by Banking in : Credit , 4comments

I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this.

Thanks in advance.Submited by:awill110

Help with fixing credit so I can buy a home? February 24, 2010

Posted by Banking in : Credit , 6comments

txspeed5 asked:


I recently spoke with Texas Lending.com to find out if my husband and i qualify for a home based on our credit and if not what do we need to do to be ready within 6-9 mos. She stated our credit score was less than 500 and she could not help us. My question is by paying off doctor bills on credit report raise our credit score? Does anyone know any mortgage companies that handle high risk credit? Any advice on getting your credit score raised would be very appreciated!

What type of bank account should i open when saving for a house? February 23, 2010

Posted by Banking in : Personal Finance , 3comments
I have a bank account at the moment but the interest rate i’m currently on is 0.03% (which is crap) and i was wondering what type of account should i be looking to open and what banks are good to look at? The money will be in this account for at least the next year if not longer and i put through monthly lodgments varying in amounts so i don’t want anything with a fixed amount.

Any help anyone could provide would be much appreciated!

By: girl-in-love

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