Comments on: What are the factors that help you decide what bank you want to do business with?

By: Mahal

Mahal — Mon, 30 Nov 2009 17:25:56 +0000

Interest rates on savings
Service charges on all accounts
Locations of branches and ATM’s
Availability of savings certificates and IRA’s

By: longliveabcdefg

longliveabcdefg — Sun, 29 Nov 2009 14:43:08 +0000

First of all it’s federally insured before I deposit my money in, and has a long history of being safe. Then I’d consider if it’s convenient and if interest rates are competitve. Having a secure online banking setup also extremely important.

By: r m

r m — Fri, 27 Nov 2009 13:36:49 +0000

I think the highest interest rate and lowest bank charges for savings… the lowest interest rate and lowest bank charges for borrowing… lol

By: g_lame2003

g_lame2003 — Tue, 24 Nov 2009 07:59:17 +0000

Customer Service is #1 and then the services they throw in as extras like no fee free checking. Also if you walk in and there are lines that usually means poor service and inefficency. I usually just go by the 3 – P’s principle…being Professional, Prompt, and Polite! If you have that you have it made and that principle applies to all things where you are the customer.