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What kind of Credit Card processor should i use to accept credit cards at an arts and crafts fair? November 22, 2009

Posted by Banking in : Small Business , 3comments

I’m going to have a booth at an arts and crafts fair. I’m not sure how to accept credit cards. do i have to go with the manual cordless credit card machine or are there more options. thanks
How do i get the wireless equipment free?Submited by:Teartin

What do you do if you are in this situation with a bank loan? November 22, 2009

Posted by Banking in : Credit , 4comments
I got a personal loan to pay off my credit cards back in October of 2005. Everything seem to go fine with all of my cards except my Bank of America card. First Commonwealth Bank (my lendor) sent the check and it was processed. A week later Bank of America sends me a letter saying there wasn’t enough funds in the checking account the check came from. I thought this was weird since this came from First Commonwealth’s account. Anyway the bank manager helped me with the situation and found out that it was Bank of America’s fault. The situation seemed resolved in May. Then a week later Bank of America sends me another letter saying the same thing as before. Now here I am with the same situation I was in 10 months ago. First Commonwealth did an investigation on their side of the transaction and concluded that the money was processed and left their account back in October 2005. It is Bank of America’s fault, but they are giving me the “run-around.” What should be my next action?

By: pokerhulk5252

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What is the difference between a FULL background check and a credit check? November 22, 2009

Posted by Banking in : Renting & Real Estate , 3comments
I am renting my home and need to screen a potential tenant. Shoudl I do a FULL background check or credit check? Is credit history included in a background check?

By: albalicious

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How to consolidate my credit cards into one? November 22, 2009

Posted by Banking in : Credit , 7comments

I have four credit cards and I want to put the amount owed all onto one credit card with a lower intrest. I also don’t have very good credit. Any help would be useful. Thanks.
The amount owed is not more than 1,500 between the four. I always pay double of what the minimum payment is.Submited by:I Love My Sailor

Is it possible to get a loan from the bank or other financing institution to purchase a gold mine? November 22, 2009

Posted by Banking in : Other - Business & Finance , 8comments
I am interested in purchasing a gold mine for only $50,000 and would like to know if I can get a bank loan or loan from a financing company to buy the mine? If I can get a loan, what banks or companies do I go to get the loan? What companies supply this type of loan?

By: k

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What is the best credit card I can get to start building my credit with? Or how can I start building my credit? November 21, 2009

Posted by Banking in : Credit , add a comment
Can I start building my credit by paying for things with my bank card and telling them to charge it on credit? (I do not know much about how to build my credit so please help me!)
Question: Best credit card to get to starting building credit and can I build my credit by using my bank card and telling them to charge it on credit instead of debit?

By: wrightemail256

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How can you have a great financial credit score but a lousy home insurance credit score? November 21, 2009

Posted by Banking in : Insurance , 2comments
My wife and I are in the process of buying a house. We were able to get an 80/15/5 mortgage totalling about $450,000 with no problems since our credit scores are both in the 780s. However, when we applied for home insurance we got rejected. We were shocked to find out the “insurance” credit score in New Jersey is about 790 which is in the bottom 20%. We have never owned a home before and never filed a claim under renters insurance. I tried looking up an explanation online through truecredit.com and some of the reasons made no sense such as I have not had the same credit card for at least 18 years. That would have meant that I would have had to have a credit card since I was 16.

Can someone please explain the madness? The insurance agent, our real estate lawyer, and the bank have never heard of such an instance where the mortgage was no issue but the insurance due to credit is.

By: quackadiledundee

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What is the best credit card to suit my needs? November 21, 2009

Posted by Banking in : Credit , 3comments
I want a credit card with a good balance tranfer offer. Six months at 0% will do fine.

It might be nice for it to be otherwise a good credit card too because I might pay the balance off in about a month and still want to use the credit card.

I already have a Amazon credit card with Chase so I think I need to use a different bank.

By: Robert B

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Do you have any experience in bank/credit union operations either deposit or loan side? November 20, 2009

Posted by Banking in : Credit , 2comments

Rich B asked:


How would you answer an interview question such as this:
“Do you have any experience in bank/credit union operations either deposit or loan side?”

What is the best credit card for an 18 year old? November 20, 2009

Posted by Banking in : Credit , 10comments
alilley07 asked:


I am only getting a credit card so that I can make small purchases and pay them off right away to build my credit. Please do not lecture me on how to use a credit card, I am already fully aware. I just want to know which credit cards have the lowest rates for an eighteen year old with no credit. Thanks in advance!
If you are just going to answer “none’ don’t bother.

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