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What’s the difference between a bank credit card and a store credit card? November 13, 2009

Posted by Banking in : Credit , 8comments

drive.mazda asked:


For example…Citibank, Bank of America, Chase

Why do stores have their own credit cards? What purpose does it serve? Are store cards better to use at that store as in interest rates or what? Examples would be Express, Abercrombie & Fitch, Lucky….

is trip cancellation insurance on a credit card really worth it? November 13, 2009

Posted by Banking in : Credit , 2comments
Dina asked:


My credit card wants to charge me 99$ a year to have trip cancellation insurance. We’re planning a trip in 4 months and there is always a chance that something might happen and we wont’ be able to go. But if this was the case, is it that easy for your credit card to just reimburse you like that? If I bought friends airline tickets on my credit card and my friends got sick and couldn’t travel, would I still get reimbursed if I had trip cancellation insurance?

How do you transfer money from your bank account to your Paypal account? November 13, 2009

Posted by Banking in : Personal Finance , 2comments
I am trying to use eBay with my bank account. How do I get money from my bank account to my paypal account? My bank account and Paypal is already tied and confirmed, but how do I get money from my bank to my Paypal?

By: chris2stupid2001

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How do you sell a car privately and deal with buyers bank loan? November 13, 2009

Posted by Banking in : Buying & Selling , 3comments
I’m selling my car for 20k. I know most likely the buyer will have a check from a bank loan, not cash.

So my question is…..

How do I deal with the payment transaction?
Do I wait until the check clears in my bank?
Do I hold the car until the check clears?
What would be the step by step?

By: DMI

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How can I get my credit fixed with my ex missing mortgage payments? November 13, 2009

Posted by Banking in : Credit , 4comments

grlnmotion asked:


My ex has defaulted on mortages with properties he was awarded in the divorce. My credit has dropped to 524 from 750 in two months. I contacted the big three credit agencies and disputed that they are no longer my properites but the mortage companies said that the divorce decree doesnt matter and that I am still responsible. How can I get this fixed without dealing with another attorney? Is there any law on the books to protect me from his mistakes?

What happens if there isn’t enough money in my bank account to cover a Pay Pal withdraw? November 13, 2009

Posted by Banking in : Personal Finance , 3comments
Jack asked:


I moved some money to my pay pal account to buy stuff online, but then found out that most places prefer your bank account in the first place. I was just wondering if I went ahead and spent money off the bank account if pay pal would continue the withdraw? I think they hold it but I’m not sure.
OK how do i choose best answer in yahoo answers then HAHA.

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