How do you go about getting a bank loan? November 29, 2009
Posted by Banking in : Credit , 5commentsmoxiegirl asked:
I’m 21 and have a fulltime job and a checking account, but no savings account. Do I just walk into the bank and say “I need a $4,000 loan?” Then, do they give it to you straight cash? (By the way, I need the money for a new car and/or a new apartment). I have good credit, too (based on my cell phone bill, gasoline bill, and credit card bill).
How can i sell something if i have no bank account/credit card? November 29, 2009
Posted by Banking in : Small Business , 1 comment so far
El Nene asked:
Well i dont have a bank account or nothing of that stuff, can i just buy a prepaid credit card and that will let me sell something on ebay?
Well i dont have a bank account or nothing of that stuff, can i just buy a prepaid credit card and that will let me sell something on ebay?
Please help me out im NEW
But what do i put on ebay when it asks me for a credit card number?
Banned From TV! – Priceless! Credit Card Ad November 29, 2009
Posted by Banking in : Comedy , 23commentsYou will recall this TV commercial from recent past but with a funny twist!
By: amsterdamjamz
About the Author:
By: amsterdamjamz
About the Author:
Can paying monthly for car insurance increase credit score? November 28, 2009
Posted by Banking in : Credit , 6comments
sweetdrmz6 asked:
I was just wondering if I pay my monthly insurance bill if my credit score would go up?
I am trying to build my credit score after having a real bad score. I know that if you have a recurring payment it will increase the score, but does that include car insurance?
I have the money to pay my insurance for the year all at once (birthday present) but if it helps my score to pay monthly, I’ll just keep the money in my account and pay monthly.
Thanks!
I was just wondering if I pay my monthly insurance bill if my credit score would go up?
I am trying to build my credit score after having a real bad score. I know that if you have a recurring payment it will increase the score, but does that include car insurance?
I have the money to pay my insurance for the year all at once (birthday present) but if it helps my score to pay monthly, I’ll just keep the money in my account and pay monthly.
Thanks!
Can I start a bank account without having any mail come through my home address? November 27, 2009
Posted by Banking in : Personal Finance , 3comments
classicrocker1214 asked:
I am 18 and want to have my own bank account. I live with my parents and do not want them to know I have another account on my own. Is there anyway I can get one without having ONE piece of mail come through are mailbox?
I am 18 and want to have my own bank account. I live with my parents and do not want them to know I have another account on my own. Is there anyway I can get one without having ONE piece of mail come through are mailbox?
Can a collection group that purchased my credit account from another bank sue me? November 27, 2009
Posted by Banking in : Credit , 4comments
Original collector was Providian Bank (credit card) on March 2001. The account was charged off May 7,2002 and transferred to Asset Acceptance collections which purchased the account in Janurary of 2003. I have been served with papers to go to court because they waant to sue me. Is this possible? Is there anything I can do to fight this?
Original collector was Providian Bank (credit card) on March 2001. The account was charged off May 7,2002 and transferred to Asset Acceptance collections which purchased the account in Janurary of 2003. I have been served with papers to go to court because they want to sue me. Is this possible? Is there anything I can do to fight this? Isnt there a statue of limitations? According to my credit report it was to fall off in October of 2008.Submited by:jes24/7
What is insurance expense in debit and prepaid insurance in credit ? the answer is 5320 is not right,help? November 27, 2009
Posted by Banking in : Homework Help , 2comments
What is insurance expense in debit and prepaid insurance in credit ? the answer is 5320 is not right,help!!?
By: franky lee
About the Author:
By: franky lee
About the Author:
Once an insurance company encashes my premium cheque, from when should the risk start? November 27, 2009
Posted by Banking in : Insurance , 3comments
I have issued a cheque towards first year premium along with the proposal for insurance. The cheque dated the first of the month has been encashed by the insurance company on the third of the month. But they have issued the insurance policy only on the 19th of the month with the date of starting of risk shown as the 22nd of the month. As my cheque for the premium amount has been encashed on the third of the month itself, is not the insurance company liable to cover the risk from the date of encashment of the cheque? Does not the encashment of my cheque and crediting it to the insurance company’s account signify that they have accepted the risk from that date itself?
By: ncpadmanabhan
About the Author:
By: ncpadmanabhan
About the Author:
What do i need to do for a $300 bank loan in cash? November 27, 2009
Posted by Banking in : Personal Finance , 6commentsjames_deanftw asked:
I have $100 and a job ( Not many hours. Usually $120 every 2 weeks). I need $400 total. I am 17 and in school. I dont have a bank account anywhere. If i open one now can i get a small loan of $300 immediatley?
How to obtain an auto loan from a bank/credit union? November 26, 2009
Posted by Banking in : Buying & Selling , 5comments
Drewboy asked:
I am planning on buying a new car from a dealer in the near future. I would rather take a loan from my credit union. What are the steps in obtaining the loan? Do I just go to the CU and get a approved for a certain ammount, find a car in that range, then have the a dealer draft the bank or do you need to have a fixed price and car when you go to the CU? Any help on the correct process is appreciated!
I am planning on buying a new car from a dealer in the near future. I would rather take a loan from my credit union. What are the steps in obtaining the loan? Do I just go to the CU and get a approved for a certain ammount, find a car in that range, then have the a dealer draft the bank or do you need to have a fixed price and car when you go to the CU? Any help on the correct process is appreciated!