Klient Banku

I recently paid my credit card bill of $2.27, however the credit card company entered the payment as $227.00, causing $50 in overdraft fees at my bank. The credit card company had me fax over a statement with the bank fees on it so they can take care of it, however after 3 weeks they still haven’t done it, they tell me that they don’t even know if the statement is in the building and that they get hundreds of faxes a day and as soon as they get to it, they will handle it, what if this takes months? Is there a way I can make them take care of this matter more quickly? I just went ahead and paid my banks fees just so I could use my bank account again. Did I do the right thing? What if the credit card company never received the fax and they end up asking for another one, how can I make sure that they receive it? They corrected the mistake between the $2.27 and $227.00, maybe that’s all I can hope for.

By: daveysgirl126

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I have flawless credit but due to some unfortunate things, I had to rely on my credit cards and have high balances. I have not been late on any of them or any other credit obligation that I have, in fact I have never been late on any of my payments every. My credit score is still over 700.

Yesterday I found out that Chase has increased the interest rate on my account from 14.24% to to 27.24%!

I called them and they completely refused to reduce my rate by saying that since I am using over 80% of my credit limit, I am a high risk so they can do that.

My question to you guys is, can they legally do that? What can I do to have my interest rate changed back to 14.24%? At this time, I am unable to transfer my balance to another account.

Please HELP!!!

By: thecharmedfive

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